Direct lender · Same-day decisions · Funding up to $500K Call now: (908) 484-6481
How it works

Funded in three simple steps

A short application, a same-day decision from a real underwriter, and funds in your account — often the same day. No stacks of paperwork, no obligation.

Apply nowSee funding options
1

Apply in minutes

Tell us a little about your business and how much you need. It takes about a minute, there are no documents required to start, and checking your options is a soft credit pull that won't affect your score.

2

Get approved same day

A real person — not a black-box algorithm — reviews your file, looking at your business and revenue, not just your credit score. Most applicants hear back the same day, often within hours.

3

Get funded

Once you're approved and the file is complete, funds are deposited straight into your business account — frequently the same or next business day. Then your advisor stays with you for renewals and better terms.

Qualifying

What you need to apply

We look at your business, not just your credit score.

6+ months in business

We work with established businesses with a track record of revenue.

Consistent monthly revenue

Approval is based on your business performance, not just your personal credit score.

A business bank account

So approved funds can be deposited and repayments can be scheduled to fit your cash flow.

Repayment

Repayment that fits your cash flow

Choose a daily, weekly, or bi-weekly schedule built around how your revenue actually comes in — with loyalty discounts on your remaining balance for repeat customers.

Flexible daily, weekly, or bi-weekly schedules
Every cost fixed and in writing at approval
Loyalty discounts on your balance for repeat customers
A dedicated advisor for renewals and better terms
FAQ

Questions, answered

How fast can I get funded?

Most approved applicants are funded the same day or the next business day after the file is complete.

What do I need to qualify?

Generally 6+ months in business and consistent monthly revenue. We look at your business, not just your credit score.

How does repayment work?

Flexible daily, weekly, or bi-weekly schedules that fit your cash flow — with loyalty discounts on your balance for repeat customers.

Will this affect my credit?

Checking your options is a soft pull and won't hurt your score.

How much can I get?

Funding ranges from $5,000 to $500,000. Your actual amount depends on your monthly revenue and time in business.

Are there any fees to apply?

Applying is free and there's no obligation. If we make you an offer, every cost is laid out in writing before you sign — you'll never be charged to find out what you qualify for.

Ready to grow? Let’s get you funded.

Apply in minutes. Get a decision today. No obligation.

Start my application (908) 484-6481