Direct lender · Same-day decisions · Funding up to $500K Call now: (908) 484-6481
FundingDepot
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Direct lenderBBBA+ Accredited

Small business funding, done right.

From $5,000 to $500,000, with flexible terms and a real advisor on your side. Apply in minutes and get a decision today — no obligation.

Soft credit check · No obligation · Same-day decision

Are you an ISO or broker? Partner with us
See how much you qualify for
One minute, no documents to start — get your options today.
Checking won’t affect your credit score
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Direct
lender, not a broker
A+
BBB accredited business
Same day
approval to funding
200+
industries funded
How it works

Funded in three simple steps

1

Apply in minutes

One short online application. No stacks of paperwork, no obligation.

2

Get approved same day

A real underwriter reviews your file and comes back fast — often within hours.

3

Get funded

Approved funds hit your account, often the same day. Then you get to work.

See the full process
Funding options

Capital that fits your business

Most popular

Merchant Cash Advance

Our core product — a lump sum today, repaid as a small share of your daily sales.

$5K – $500K
3 – 15 months
Apply

Working Capital

Cover payroll, inventory, or a slow season.

$5K – $100K
Up to 12 months
Apply

Growth Capital

Open a location, buy equipment, take the next big order.

$25K – $500K
Up to 15 months
Apply

Bridge Funding

Fast, short-term cash for payroll or to close a gap right now.

$5K – $50K
Flexible terms
Apply
Compare all funding options
A real person, not a call center

Grow with a dedicated funding advisor

You get one advisor who knows your business by name — answers your calls, explains your options in plain English, and helps you get the right funding at the right time.

(908) 484-6481Applying is free and won’t affect your credit score.
DA
Your funding advisor
Direct line · Mon–Fri, 9–6 ET
Knows your business and history
One point of contact, start to finish
Proactive about renewals and better terms
Industries we fund

If you run it, we can fund it

Restaurants — a business owner at work
RestaurantsKitchen equipment, a second location, payroll through a slow month
Retail — a business owner at work
RetailInventory ahead of a season, a storefront refit
Auto & Repair — a business owner at work
Auto & RepairDiagnostic equipment, a lift, parts inventory
Construction — a business owner at work
ConstructionMaterials up front, payroll while invoices sit unpaid
Healthcare — a business owner at work
HealthcarePractice equipment, a build-out, bridging insurance receivables
Salons & Spas — a business owner at work
Salons & SpasChairs and stations, expanding next door, marketing
Trucking — a business owner at work
TruckingFuel and repairs, a tractor, covering slow-paying brokers
Professional Services — a business owner at work
Professional ServicesHiring ahead of demand, software, working capital
Become a partner

Send us deals. Get paid fast.

Competitive commissions, quick turnarounds, and a dedicated rep. Submit a deal in minutes and track it to funding.

Explore ISO partnership
Fast commissions
Dedicated rep
Real-time deal status

Ready to grow? Let’s get you funded.

Apply in minutes. Get a decision today. No obligation.

Start my application (908) 484-6481