Direct lender · Same-day decisions · Funding up to $500K Call now: (908) 484-6481
FundingDepot
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Funding options

Capital that fits your business

From $5,000 to $500,000 with flexible terms. A soft credit check to apply, and a dedicated advisor to help you pick the right product.

Apply nowHow it works
Most popular

Merchant Cash Advance

Our core product — a lump sum today, repaid as a small share of your daily sales.

$5K – $500K
3 – 15 months

Working Capital

Cover payroll, inventory, or a slow season.

$5K – $100K
Up to 12 months

Growth Capital

Open a location, buy equipment, take the next big order.

$25K – $500K
Up to 15 months

Bridge Funding

Fast, short-term cash for payroll or to close a gap right now.

$5K – $50K
Flexible terms

Loyalty programRepeat customers earn discounts on their remaining balance.

Why The Funding Depot

How we compare

The speed of an online lender, the guidance of a banker — without the fees or the runaround.

The Funding Depot
Banks & SBA
Online lenders
Credit cards
All costs fixed and in writing at approval
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Soft credit check to apply
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Fully online application
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Same-day approval & funding
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Builds your business credit
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A dedicated funding advisor
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Industries we fund

If you run it, we can fund it

Restaurants — a business owner at work
RestaurantsKitchen equipment, a second location, payroll through a slow month
Retail — a business owner at work
RetailInventory ahead of a season, a storefront refit
Auto & Repair — a business owner at work
Auto & RepairDiagnostic equipment, a lift, parts inventory
Construction — a business owner at work
ConstructionMaterials up front, payroll while invoices sit unpaid
Healthcare — a business owner at work
HealthcarePractice equipment, a build-out, bridging insurance receivables
Salons & Spas — a business owner at work
Salons & SpasChairs and stations, expanding next door, marketing
Trucking — a business owner at work
TruckingFuel and repairs, a tractor, covering slow-paying brokers
Professional Services — a business owner at work
Professional ServicesHiring ahead of demand, software, working capital

Not sure which is right for you?

Apply in minutes and your advisor will help you choose. No obligation.

Start my application (908) 484-6481